[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.byrope.cz\/cesta-bude-daleka\/#Article","mainEntityOfPage":"https:\/\/www.byrope.cz\/cesta-bude-daleka\/","headline":"Cesta bude dalek\u00e1","name":"Cesta bude dalek\u00e1","description":"Dejme tomu, \u017ee si chcete krom\u011b n\u011bjak\u00e9ho penzijn\u00edho spo\u0159en\u00ed nebo n\u011bjak\u00e9ho stavebn\u00edho spo\u0159en\u00ed zajistit p\u0159\u00edjem i z\u00a0jin\u00e9ho zdroje. […]","datePublished":"2025-02-28","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.byrope.cz\/author\/#Person","name":"","url":"https:\/\/www.byrope.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"byrope.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.byrope.cz\/wp-content\/uploads\/img_a327404_w2586_t1539683672.jpg","url":"https:\/\/www.byrope.cz\/wp-content\/uploads\/img_a327404_w2586_t1539683672.jpg","height":0,"width":0},"url":"https:\/\/www.byrope.cz\/cesta-bude-daleka\/","about":["Finance\r"],"wordCount":513,"articleBody":"Dejme tomu, \u017ee si chcete krom\u011b n\u011bjak\u00e9ho penzijn\u00edho spo\u0159en\u00ed nebo n\u011bjak\u00e9ho stavebn\u00edho spo\u0159en\u00ed zajistit p\u0159\u00edjem i z\u00a0jin\u00e9ho zdroje. Dnes m\u00e1te nekone\u010dn\u011b mnoho mo\u017enost\u00ed, jak vyd\u011blat na sv\u00fdch vlastn\u00edch pen\u011bz\u00edch a jak ty pen\u00edze nechat vyd\u011bl\u00e1vat dal\u0161\u00ed pen\u00edze. Mno\u017eit si m\u016f\u017eeme skoro v\u017edycky. Ot\u00e1zkou v\u0161ak je, jestli jsme schopni se do toho tak moc polo\u017eit, aby to bylo co mo\u017en\u00e1 nejrychlej\u0161\u00ed. Jen si poj\u010fme uv\u00e9st jednoduch\u00fd p\u0159\u00edklad a na tom si uk\u00e1zat, jak to m\u016f\u017ee b\u00fdt dlouh\u00e1 cesta\u00a0P\u0159.Dejme tomu, \u017ee m\u00e1te k\u00a0dispozici 1\u00a0000 korun m\u011bs\u00ed\u010dn\u011b, kter\u00e9 si chcete n\u011bkde spo\u0159it nebo je chcete z\u00faro\u010dit. Nyn\u00ed je jedna z\u00a0mo\u017enost\u00ed nap\u0159\u00edklad cesta P2P p\u016fj\u010dek. Poj\u010fme se tedy pod\u00edvat. Dejme tomu, \u017ee budete (pro lep\u0161\u00ed vysv\u011btlen\u00ed) investovat po 200 stovk\u00e1ch pouze do p\u016fj\u010dek, kde je \u00farok 8,50 (m\u00ednus procento pro zprost\u0159edkovatele platformy, tj. 0,3 procent z\u00a0\u00faroku). Tak\u017ee m\u00e1te 8,2 procent ka\u017ed\u00fd rok z\u00a0va\u0161ich 200 stovek.\tKapit\u00e1lBudovat kapit\u00e1l budeme tedy po tis\u00edci korun\u011b ka\u017ed\u00fd m\u011bs\u00edc. Za rok m\u00e1te kapit\u00e1l v\u00a0hodnot\u011b 12\u00a0000 korun. Za 10 let budete m\u00edt kapit\u00e1l v\u00a0tento projektu vlo\u017een\u00fd v\u00a0hodnot\u011b 120\u00a0000 korun. Za t\u011bch deset let se v\u00e1m va\u0161e pen\u00edze z\u00faro\u010dily a vyd\u011blali jste 9\u00a0840 korun. Tak\u017ee v\u00a0kone\u010dn\u00e9m d\u016fsledku m\u00e1te dohromady 129\u00a0840 korun. \u0158\u00edk\u00e1te si, \u017ee je to n\u011bjak m\u00e1lo na to, \u017ee jste tak dlouho spo\u0159ili? Na to, \u017ee jste ka\u017ed\u00fd m\u011bs\u00edc dali jenom jednu tis\u00edcovku, tak je to velmi dobr\u00e9! Te\u010f si vezm\u011bte, kolik byste m\u011bli za 10 let, pokud byste ka\u017ed\u00fd m\u011bs\u00edc d\u00e1vali takov\u00fdch 5\u00a0000 tis\u00edc korun. Za rok byste nast\u0159\u00e1dali 60\u00a0000 korun a za deset let byste m\u011bli 600\u00a0000 korun. S\u00a0\u00farokem v\u00fd\u0161e zm\u00edn\u011bn\u00fdm by to bylo 649\u00a0200 korun. To u\u017e je p\u0159ece jenom p\u011bkn\u00fd v\u00fdd\u011blek. A kdy\u017e si vezmete, \u017ee za dal\u0161\u00ed rok byste u\u017e mohli \u201ep\u0159estat\u201c aktivn\u011b investovat a jenom se nechat un\u00e1\u0161et, to znamen\u00e1, \u017ee byste u\u017e neutr\u00e1celi ani jedinou korunu, ale jenom je\u0161t\u011b chvilku reinvestovali, tak m\u00e1te za chv\u00edli vystar\u00e1no.\t\u00darokPen\u00edze se d\u011blaj\u00ed rychle, kdy\u017e n\u011bco d\u011bl\u00e1te \u2013 podnik\u00e1te, pracujete. Ale d\u011blaj\u00ed se pomalu, kdy\u017e ned\u011bl\u00e1te nic. Vy to samoz\u0159ejm\u011b m\u016f\u017eete velmi ovlivnit, proto\u017ee je nesm\u00edrn\u011b d\u016fle\u017eit\u00e9 investovat neust\u00e1le, abyste se skute\u010dn\u011b dostali na hranici, kdy jenom \u010dist\u00fd \u00farok dos\u00e1hne zisku n\u011bkolika tis\u00edc \u2013 aby se to kone\u010dn\u011b vypl\u00e1celo. Kdy\u017e si ale vezmete, \u017ee lidsk\u00fd \u017eivot nekon\u010d\u00ed po 40 roku, ale bude pravd\u011bpodobn\u011b pokra\u010dovat i d\u00e1l, tak je to velmi dobr\u00e1 investice.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Cesta bude dalek\u00e1","item":"https:\/\/www.byrope.cz\/cesta-bude-daleka\/#breadcrumbitem"}]}]